Commercial Loans $500,000 to $100 Million
Lux Funding specializes in commercial financing. We loan on a wide variety of properties consisting of: Churches, Shopping Centers, Retail / Warehouse, Mixed-use, Industrial, Self-Mini Storage, Golf Courses, Medical Office, Strip Malls, Mobile Home Parks, Condo Conversions, Car Wash, Office Buildings, Hotel/Motels/ Auto Dealership, Construction Projects, Gas Station, Office Condos, Apartment Complex, Residential Care Facility, RV Parks, Auto Repair Center and many, many more types of properties.
Reach a loan agent 7 days a week, we deliver fast and efficient, we are know for our customer service. We also provide make sense underwriting and will listen to reasoning if you have less then perfect credit.
We offer a wide variety of programs including “Stated commercial loans, Fixed Rate Loans” that are fully amortized. So if you have a scenario you would like to discuss, call our experienced staff today at 800-900-2941 .
APPLY ONLINE or call 1-800-900-2941 for a quick preliminary loan decision. Our highly trained customer service representatives are available from 9:00 am to 5:00 pm PST Monday through Friday. Note, an after hours loan officer is on call until 10:00 PM during the week and on weekends.
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| | Owner Occupied | Investor | Special Use | Hotel | Multifamily |
| Max LTV | 80% Multi-Use | 80% Multi-Use | 65% | Up to 65% | 80% |
| Max CLTV | 90% | 85% | 85% | 85% | 85% |
| Max Maturity | 30 yrs | 30 yrs | 25 yrs | 25 yrs | 30 yrs |
| Acceptable Markets | Urban Suburban | Urban Suburban | Urban Suburban | >20,000 Population | >50,000 Population |
| Minimum DSC | 0.8 - 1.2 | 0.8 - 1.2 | 1.3 - 1.8 | 1.3 - 1.8 | 0.8 - 1.2 |