Recent Articles
Dec
30
2025
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
Dec
18
2025
18
2025
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
Dec
05
2024
05
2024
Subprime Mortgages Explained for Huntington Beach Borrowers
If you’re exploring mortgage options in Huntington Beach, CA, or anywhere in Los Angeles County, you might come across the term subprime mortgage. While this type of loan is less common today due to stricter lending regulations, it’s essential to understand what subprime...
If you’re exploring mortgage options in Huntington Beach, CA, or anywhere in Los Angeles County, you might come across the term subprime mortgage. While this type of loan is less common today due to stricter lending regulations, it’s essential to understand what subprime...
Nov
12
2024
12
2024
Is a 30-Year Fixed Loan Right for You in Pleasant Hill, CA?
Buying a home is one of the most significant financial decisions you’ll make, and choosing the right mortgage plays a big part in your long-term financial success. Among the various mortgage options available, the 30-year fixed-rate loan remains one of the most popular choices...
Buying a home is one of the most significant financial decisions you’ll make, and choosing the right mortgage plays a big part in your long-term financial success. Among the various mortgage options available, the 30-year fixed-rate loan remains one of the most popular choices...
Oct
15
2024
15
2024
FHA Loan Exceptions: When You Can Own More Than One Property
If you’re considering a new home in Pleasant Hill, CA, or a beachside property in Huntington Beach, CA, but already own a house, you might wonder if an FHA loan is an option. The good news is that there are exceptions to the FHA’s “one property” rule, allowing...
If you’re considering a new home in Pleasant Hill, CA, or a beachside property in Huntington Beach, CA, but already own a house, you might wonder if an FHA loan is an option. The good news is that there are exceptions to the FHA’s “one property” rule, allowing...