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Recent Articles

Aug
08
2024
Second Homes and FHA Loans: Myths vs. Facts for Homeowners
If you’re looking to buy in Pleasant Hill, CA or Huntington Beach, CA, you might think FHA loans are off the table for purchasing a second property. After all, FHA loans are designed for primary residences, right? While that’s true, there are exceptions that allow you...
Aug
07
2024
Busting the Biggest Myths About Buying a Home in 2024
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
Jul
31
2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...
Jul
25
2024
Should You Wait to Use FHA on Your Second Property?
Deciding when to use an FHA loan for your second property is a crucial step in your home-buying journey. FHA loans, known for their lower down payments and lenient credit requirements, can be an attractive option. However, strategic planning is essential to maximize their benefits. In...
Jul
24
2024
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market. Sounds surprising, right? But let's dive...
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